In this blog, I’m going to talk about how to take advantage of different NY programs that offer assistance on down payment-closing costs.

I have been living in NYC for about 8 years and I know well that everything here can be expensive. Food, drinks, cabs, rental, etc… I spent a lot of time researching cheap and free things to do in the city, which later on expanded to real estate and trying to find ways to save money when buying a home. Now, I’m a loan officer who specializes in finding clients free money for down payments and closing costs.

There are so many grants out there for the down payment and closing costs. If you get qualified, they allow you to combine grants, even if they come from different sources.

3 things they are looking for to give you grants

Income limit - This is something you can’t control, these programs are focusing on low to moderate-income people. 

The area you are buying - Some programs only work with people in NYC, but some are open to everyone in NY state.

Homebuyer education certificate - I have a list of approved agencies that will work with you and give you the certification

If you want to know if you can be qualified for a loan or grant - contact me for the pre-approval. This way you will know exactly how many loans and grants you can get. No costs.

Paige Park